Events We Cover
Ideal for popular, family‑focused celebrations:
- Birthday Parties
- Baby Showers
- Baptisms
- Bar Mitzvah
- Graduations
- Retirement Parties
- Reunions
- Holiday Parties
Whether you’re hosting a backyard celebration or a venue‑based event, we’ve got you covered.
What’s Covered
Bodily Injury
Large gatherings naturally increase the chance of accidents. If a guest is injured during your event, you may be responsible for their medical expenses. This coverage helps protect you from those unexpected liabilities.
Property Damage
Most celebrations take place at venues you don’t own. If a guest damages the space — from a scratched floor to broken décor — you could be required to pay for repairs. Property‑damage coverage helps shield you from those costs.
Personal & Advertising Injury
Event promotion and social sharing can create unforeseen risks. If someone claims your event materials infringed on their rights or that a posted photo harmed their reputation, this coverage helps protect you from related claims.
Liquor Liability Coverage
If your celebration includes alcohol, you may be held responsible for incidents connected to overservice. Liquor liability coverage helps protect you if a guest causes injury or property damage after consuming alcohol at your event.
Coverage Includes:
- Bodily Injury If a guest is overserved and later causes harm, you may be held liable — even if the incident occurs away from the venue.
- Property Damage If alcohol contributes to a guest damaging the venue or another person’s property, this coverage helps pay for repairs or replacement.
✽ What We Offer
Fast, Simple, Stress‑Free Coverage
Instant online quotes
Get quick pricing in minutes so you can secure coverage without delays.
Same‑day protection available
Activate your policy today and stay protected right away.
Flexible options for any event size
Choose coverage that fits everything from intimate gatherings to large celebrations.
Why Choose Us?
Specialized coverage for milestone events
Trusted by families and venues nationwide
Fast, simple, stress‑free policies
- Flexible options for every celebration
- Clear, dependable support
Top questions answered
Our most common questions answered efficiently.
Event insurance typically covers bodily injury, property damage, and personal or advertising injury that may occur during your gathering. Whether it’s a birthday party, baby shower, graduation, or reunion, this protection helps shield you from unexpected costs if someone gets hurt or something is damaged.
Yes — even small gatherings can involve risks. A guest could slip, décor could damage a home or rented space, or an accident could lead to medical bills. Event insurance provides peace of mind for both backyard celebrations and venue‑based events, ensuring you’re protected no matter the size.
If your celebration includes alcohol, you may be held responsible for incidents related to overservice. Adding liquor liability coverage helps protect you if a guest causes injury or property damage after drinking at your event.
Most policies are affordable, with pricing based on event size, location, and whether alcohol is served. It’s a small investment that protects you from potentially significant financial exposure — especially when hosting large groups of friends and family.
