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Concert organizer reviewing liquor liability insurance before serving alcohol at a large venue

Festival Insurance

Festivals and concerts bring together thousands of attendees, vendors, and performers — but they also carry significant risks. Festival insurance provides essential protection against liability claims, cyber breaches, and liquor‑related exposures. With tailored coverage bundles, organizers can focus on delivering unforgettable experiences while staying fully protected.

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Concert Insurance

Concert insurance safeguards live music events from unexpected liabilities. Coverage includes:

  • Guest injuries during performances

  • Damage to rented venues or equipment

  • Liability for vendor or performer accidents

Festival Liability Coverage

Festival liability coverage ensures organizers are protected against claims tied to negligence or oversight. Examples include:

  1. Accidents during setup or breakdown

  2. Property damage caused by vendors

  3. Liability for crowd management errors

Concert Liquor Liability

Concert liquor liability coverage is essential when alcohol is served. It protects against:

  • Guest injuries tied to intoxication

  • Property damage caused by alcohol service

  • Liability for overserving attendees

Festival Cyber Insurance

Festival cyber insurance safeguards organizers from digital risks. It includes:

  • Data breaches exposing attendee information

  • Ticketing system failures during sales

  • Liability for compromised online registration platforms

Why Festival & Concert Insurance Matters

Festival and concert planners face diverse risks — from guest injuries to cyber breaches. Bundled insurance solutions provide peace of mind, ensuring organizers can deliver safe, successful events without worrying about liability.


Event staff securing wet festival equipment on stage after a storm, showing event rain insurance, wind driven rain insurance, and festival rain insurance coverage.
Stage crew setting up sound equipment with festival insurance safeguarding against property damage and accidents
Festival crowd enjoying live music with insurance coverage protecting against liability and cyber risks

Other Insurance for Festival & Concert Planners

1

Event Liability Insurance

Event liability insurance protects organizers from claims tied to bodily injury or property damage. 

It covers:

  • Slips, trips, or falls in crowded areas

  • Damage to staging, lighting, or sound equipment

  • Liability for food or beverage service incidents



2

Music Event Insurance

Music event insurance provides broad coverage for concerts, festivals, and live performances. 

It combines liability, liquor, and cyber protections into one package, ensuring organizers are fully covered.



3

Concert Organizer Insurance

Concert organizer insurance protects professionals managing live shows. 

It addresses:

  • Liability for accidents during events

  • Coverage for professional errors in planning

  • Protection against cyber or liquor‑related claims



4

Live Event Insurance

Live event insurance offers a comprehensive safety net for all types of performances. 

It covers liability, liquor, and cyber risks, ensuring every event runs smoothly and securely.




Trusted by Thousands of Festival & Concert Planners

Festival and concert insurance safeguards your revenue from ticketing breaches, payment system failures, and attendee data exposure. Protect your events with coverage designed for live entertainment. Get your Festival insurance COI (Certificate of Insurance) is proof of coverage required by venues and vendors. Organizers can quickly secure a COI to meet compliance requirements and reassure partners that events are protected.

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