Rain Insurance for Golf, Weddings, Outdoor Events & More
Don’t let unpredictable weather wash away your plans or profits. Our rain insurance — including event rain insurance, wedding rain insurance, and rain insurance for outdoor events — is a smart, proactive way to protect revenue for outdoor and weather‑sensitive occasions.
Whether you’re hosting a festival, concert, fundraiser, or any community event, this coverage helps safeguard your bottom line from the financial impact of excessive rainfall.
We also provide specialized options like rain insurance for farmers, rain insurance for ranchers, and wind driven rain insurance to protect agricultural operations and property.
With hassle‑free payouts that don’t require proof of loss or cancellation, you get peace of mind and a reliable safety net — rain or shine.
🌧️ How Rain Insurance works in four easy steps
1
Select Your Location
Choose the ideal rain insurance package based on your event’s location. We use trusted NOAA data to deliver accurate, location-specific coverage.
2
Identify the Date & Time
Pick the hours you want covered—whether it’s your full event or just the peak revenue window. Add buffer hours before and after for extra peace of mind.
3
Confirm Your Rain Threshold
Set the rainfall amount that matters most for your event, from light showers (0.10") to heavy downpours (1.0"). No paperwork needed—verification is automatic and independently sourced.
4
Wait for Your Policy to Trigger
Once your policy is active, you’re covered. If rainfall meets or exceeds your threshold during the selected timeframe, the payout is automatic—no proof of loss, no adjusters, no stress.
Outdoor Event Rain Insurance
Choose Coverage Type & Confirm Rainfall Threshold
Periods of Rainfall
Rain can impact your business beyond a single event. Does one inch of rain over the three-day period cause worry? Or would twenty inches of rain over an entire season burden your business?
Varying rainfall amounts during hours, days, or seasons can be part of a policy tailored to your business’ need.
Hourly Rainfall
You choose the hours you want to cover in your policy. Whether that’s the entire event, three hours, or specific times.
You also select the level of rainfall that defines the threshold for triggering your policy. Examples of rain thresholds include, but are not limited to, 0.1", 0.25", 0.33", 0.5”.
Custom Rainfall
No matter your
unique weather
risk, we
have a solution.
Although rain insurance may
seem simple, with all of the available customizations
and structure options, the process can easily become
complicated.
Tailored Solutions
No two events are the same, so whether you have experience dealing with rain insurance, you’ve never looked into it before, or you prefer to have your local agent take care of it, we’re here to help.
Built for Events That Can't Afford a Rainout
Revenue Stabilization Tool
Revenue Stabilization Tool that protects income from weather-related disruptions
Fully Customizable Coverage
Fully Customizable Coverage including duration, payout structure, limits, and triggering events
Fast Claims Processing
Fast Claims Processing—typically completed in under two weeks
Hyper-Local Rainfall Verification
Hyper-Local Rainfall Verification via trusted, independent third-party sources
No Proof of Loss or Cancellation Required
No Proof of Loss or Cancellation Required for a smooth, stress-free payout process
Automatic Payout
Once your policy is active, you’re covered. If rainfall meets or exceeds your threshold during the selected timeframe, the payout is automatic
Rain Insurance Coverage: Entertainment, Sports, and Community Events
Sports & Recreation
Competitive or recreational events with outdoor venues: Golf Tournaments & Charity Scrambles, Sports Tournaments (Soccer, Baseball, etc.), Marathons, 5Ks, and Fun Runs, Motorsports & BMX Races, Youth Sports Leagues & Clinics
Community & Seasonal Gatherings
Local events that bring people together for fun and tradition: Fairs & Carnivals, Farmers Markets & Craft Shows, Food Truck Rallies & Restaurant Patio Events, Fourth of July Celebrations & Fireworks Displays, Pumpkin Patches & Tree Lightings
Commercial & Promotional Events
Business-driven
outdoor activations and brand experiences: Product Launches &
Pop-Up Shops, Outdoor Trade Shows & Exhibitions, Real Estate Open
Houses & Property Tours, Retail Sidewalk Sales & Grand
Openings
Entertainment & Cultural Events
Events that rely on audience attendance and ambiance: Concerts & Music Festivals, Outdoor Theaters & Film Screenings, Parades & Street Performances, Holiday Light Shows & Haunted Houses, Art Walks & Cultural Celebrations
Trusted by Thousands of Hosts, Venues and Event Planners!
You Can’t Control the weather, but we can help protect your revenue from it. Get your certificate of insurance (COI) today and feel protected.