Liquor Liability Insurance
Serving alcohol at events comes with unique risks. Liquor liability insurance is essential for event planners and venues, protecting against claims of bodily injury or property damage caused by intoxicated guests.
Event Liquor Liability
Event liquor liability provides coverage for alcohol‑related incidents at private or public events.
Guest injuries due to intoxication
Property damage caused by alcohol service
Legal defense costs
Alcohol Liability Insurance
Alcohol liability insurance ensures businesses and planners are protected when serving or selling alcohol.
Bars and restaurants
Caterers and mobile bartenders
Event venues
Host Liquor Liability Insurance
Host liquor liability insurance applies when alcohol is provided but not sold.
Corporate parties
Weddings
Fundraisers
Special Event Liquor Insurance
Special event liquor insurance covers one‑time events where alcohol is served.
Festivals
Concerts
Community gatherings
Bar Liability Insurance
Bars face high exposure. Bar liability insurance protects against:
Overserving patrons
Fights or altercations
Property damage claims
Wedding Liquor Liability
Weddings often involve alcohol service. Wedding liquor liability covers:
Guest intoxication incidents
Venue damage
Legal defense costs
Venue Liquor Liability Insurance
Venues serving alcohol need venue liquor liability insurance to protect against claims tied to:
Guest injuries
Property damage
Overservice liability
Liquor Liability Coverage
Liquor liability coverage ensures protection for:
Bodily injury claims
Property damage
Defense and settlement costs
Liquor Liability Policy
A liquor liability policy outlines coverage limits, exclusions, and claims processes.
Premiums based on event size and alcohol risk
Coverage for planners, venues, and vendors
Clear claims procedures