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General Liability Insurance: Essential Protection for Event Planners Against Bodily Injury and Property Damage

November 21, 2025 by
Cover My Confetti

General Liability Insurance

Event planners face risks at every gathering — from guest injuries to property damage. General liability insurance is the core coverage that protects against lawsuits, medical costs, and damages that can arise during events.

Get General Liability Insurance

Event Liability Insurance

Event liability insurance provides protection for accidents that occur during events.

  • Bodily injury claims

  • Property damage at venues

  • Legal defense costs

Bodily Injury Insurance

Bodily injury insurance covers medical expenses and legal claims when a guest or participant is injured.

  • Slip and fall accidents

  • Stage or equipment injuries

  • Food service incidents

Property Damage Insurance

Property damage insurance protects against claims when event activities damage property.

  • Venue damage

  • Equipment breakage

  • Vendor property loss

Event Planner Liability Insurance

Event planner liability insurance is tailored for professionals managing events.

  1. Protects against client lawsuits

  2. Covers vendor disputes

  3. Provides defense for negligence claims

Special Event Liability Insurance

Special event liability insurance applies to one‑time events such as:

  • Weddings

  • Fundraisers

  • Corporate gatherings

Vendor Liability Insurance

Vendors can create risks. Vendor liability insurance ensures coverage for:

  • Food service accidents

  • Equipment mishaps

  • Contract disputes

Public Liability Insurance

Public liability insurance protects against claims from members of the public attending events.

  • Crowd injuries

  • Damage to public property

  • Legal defense costs

General Liability Coverage

General liability coverage is the foundation of event insurance.

  • Bodily injury protection

  • Property damage coverage

Get General Liability Insurance

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