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Event Planner E&O Insurance: Essential Coverage for Mistakes and Vendor Coordination

November 21, 2025 by
Cover My Confetti

Event Planner E&O Insurance

Mistakes happen in event planning — from vendor miscommunication to overlooked details. Event planner E&O insurance (Errors & Omissions) protects professionals against claims of negligence, planning errors, or coordination issues that could otherwise lead to costly disputes.

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Professional Liability Insurance

Often used interchangeably with E&O, professional liability insurance covers:

  • Negligence claims

  • Breach of duty

  • Client dissatisfaction

This ensures planners are protected when clients allege mistakes or poor service.

Event Liability Insurance

While E&O covers mistakes, event liability insurance protects against accidents and lawsuits.

  • Bodily injury claims

  • Property damage at venues

  • Liquor liability incidents

Vendor Coordination Insurance

Vendor disputes are common in event planning. Vendor coordination insurance helps manage risks tied to:

  1. Late deliveries

  2. Service failures

  3. Miscommunication

Event Insurance Coverage

Comprehensive event insurance coverage combines liability and E&O protections for planners managing multiple event types.

  • General liability

  • Professional liability

  • Property coverage

Wedding Planner E&O Insurance

Weddings carry unique risks. Wedding planner E&O insurance covers:

  • Vendor disputes

  • Scheduling errors

  • Guest logistics mistakes

Corporate Event E&O Insurance

Corporate events involve high budgets and reputational stakes. Corporate event E&O insurance protects against:

  • Planning errors

  • Vendor mismanagement

  • Contract disputes

Special Event E&O Insurance

For one‑off events, special event E&O insurance ensures coverage for mistakes in planning and coordination.

  • Anniversaries

  • Fundraisers

  • Community events

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