What do I need to get a one-day event insurance quote?

Event type, date, venue name and full address, guest count, named insured on the contract, and whether alcohol will be served. Have your venue's liability limit and additional insured wording if available.

How long does it take to get a COI?

Many hosts complete the quote online in minutes and download a venue-ready COI after purchase, depending on underwriting. Start before your venue's deadline.

Can I fix the COI if the venue rejects it?

Often yes — if the issue is a wrong additional insured name, limit, or date. Contact the insurer or agent with the venue's exact correction request.

When should I buy event insurance?

As soon as your venue sets a COI deadline — often weeks before the event. Permits may require even more lead time.

How to Get a One-Day Event Insurance Quote — Steps & COI

Getting a one-day event insurance quote takes a few minutes when you have the event date, venue address, guest count, alcohol plans, and the COI requirements from your venue contract. The quote flow produces a special event liability policy and, after purchase, the certificate of insurance most venues require.

Step 1: Collect event basics

Have these ready:

Event type (wedding, party, fundraiser, festival, race, etc.)
Date(s) and start/end times if asked
Venue name and full address
Estimated guest count
Named insured (person or organization on the contract)
Contact email for the policy documents

Step 2: Capture venue requirements

From the contract or coordinator email, note:

Minimum liability limits
Additional insured legal name
Host liquor / alcohol requirements
Due date for the COI
Any special wording

Helpful pages: Venue requirements & COI · Additional insured & COI.

Step 3: Answer alcohol and activity questions honestly

Underwriting depends on accurate information. Disclose:

Whether alcohol will be served or sold
Who is serving (caterer, bartending company, self-serve, etc.)
Special attractions (bounce houses, animals, fireworks, etc.)

Alcohol deep dive: Host liquor liability.

Step 4: Start the online quote

Go to Get Covered and complete the Event Helper quote flow. Review the premium, limits, and any optional coverages before purchasing.

Step 5: Bind coverage and download your COI

After purchase, download the certificate of insurance and send it to your venue or permit office. Confirm they accepted it. Keep the policy documents with your event files.

Common pitfalls to avoid

Quoting the wrong venue address
Using a nickname instead of the legal insured name
Forgetting a second location (ceremony + reception)
Waiting until the day before a hard COI deadline
Omitting alcohol when the bar is clearly on the timeline

How long does it take?

Many straightforward private events can be quoted online quickly. Complex festivals, large concerts, or unusual activities may need more underwriting time - start early.

Learn more before you buy

Common questions

What do I need to get a one-day event insurance quote?: Event type, date, venue name and full address, guest count, named insured on the contract, and whether alcohol will be served. Have your venue's liability limit and additional insured wording if available.
How long does it take to get a COI?: Many hosts complete the quote online in minutes and download a venue-ready COI after purchase, depending on underwriting. Start before your venue's deadline.
Can I fix the COI if the venue rejects it?: Often yes — if the issue is a wrong additional insured name, limit, or date. Contact the insurer or agent with the venue's exact correction request.
When should I buy event insurance?: As soon as your venue sets a COI deadline — often weeks before the event. Permits may require even more lead time.