Skip to Content

Party Planner Insurance — Liability, Liquor, Cyber, E&O, EPL Coverage for Events

November 22, 2025 by
Cover My Confetti

Party Planner

Event planning is a diverse industry, and party planner services cover everything from birthdays to anniversaries. Insurance is critical to protect against liability claims, liquor risks, and unexpected accidents.

Get Your Party Insurance Quote Today


Birthday Party Planner

Birthday party planner services are among the most in‑demand niches. 

Coverage ensures:

  • Guest injury protection

  • Venue damage liability

  • Liquor liability for adult parties


Baby Shower Planner

Baby shower planner insurance safeguards family gatherings. 

It covers:

  • Liability for accidents at rented venues

  • Property damage during setup

  • Liquor liability if alcohol is served


Holiday Party Planner

Holiday party planner coverage is essential for seasonal events. 

Insurance includes:

  • General liability for guest accidents

  • Liquor liability for corporate holiday parties

  • Cyber protection for online RSVPs and guest data


Fundraising Gala Planner

Fundraising gala planner insurance protects nonprofits hosting high‑profile events. 

Coverage addresses:

  • General liability for guest injuries

  • Liquor liability for gala dinners

  • D&O and crime insurance for board and financial risks


School Dance Planner

School dance planner insurance ensures safe student events. 

It includes:

  • General liability for accidents on the dance floor

  • Liquor liability (if applicable for adult chaperones)

  • EPL coverage for staff or volunteer disputes


Store Opening Planner

Store opening planner insurance protects retail promotional events. 

Coverage includes:

  • General liability for customer accidents

  • Cyber insurance for POS or ticketing failures

  • E&O coverage for planning oversights


Family Reunion Planner

Family reunion planner insurance safeguards large private gatherings. 

It covers:

  • Liability for guest injuries

  • Property damage at rented venues

  • Liquor liability for catered events


Bar Mitzvah Planner

Bar mitzvah planner insurance ensures cultural milestone events are secure. 

Coverage includes:

  • General liability for accidents

  • Liquor liability for receptions

  • Venue compliance with COI requirements


Quinceañera Planner

Quinceañera planner insurance protects Latin American milestone celebrations. 

It covers:

  • Liability for guest injuries

  • Property damage at banquet halls

  • Liquor liability for family receptions


Anniversary Party Planner

Anniversary party planner insurance safeguards milestone celebrations. 

Coverage includes:

  • General liability for accidents

  • Liquor liability for catered dinners

  • Venue compliance with insurance requirements


Engagement Party Planner

Engagement party planner insurance ensures pre‑wedding events are protected. 

It covers:

  • Liability for guest injuries

  • Property damage at venues

  • Liquor liability for receptions


Corporate Retreat Planner

Corporate retreat planner insurance protects professional gatherings. 

Coverage includes:

  1. General liability for accidents during activities

  2. E&O coverage for planning errors

  3. EPL coverage for staff disputes


Sports Event Planner

Sports event planner insurance safeguards tournaments and tailgates. 

It covers:

  • General liability for spectator accidents

  • Liquor liability for alcohol service

  • Accident medical coverage for participants


Destination Event Planner

Destination event planner insurance protects events abroad. 

Coverage includes:

  • General liability for accidents

  • Travel insurance for attendees

  • Cyber insurance for online bookings


Product Launch Planner

Product launch planner insurance ensures corporate events run smoothly. 

It covers:

  • General liability for guest injuries

  • E&O coverage for planning mistakes

  • Cyber insurance for digital registration systems


Expo Planner

Expo planner insurance safeguards trade shows and exhibitions. 

Coverage includes:

  • General liability for attendee accidents

  • E&O coverage for vendor disputes

  • Cyber insurance for ticketing and registration


Charity Auction Planner

Charity auction planner insurance protects nonprofit fundraising events. 

It covers:

  • General liability for guest injuries

  • Liquor liability for receptions

  • D&O and crime coverage for financial risks


Community Festival Planner

Community festival planner insurance safeguards local events. 

Coverage includes:

  • General liability for accidents

  • Liquor liability for alcohol service

  • Cyber insurance for ticketing systems


Cultural Event Planner

Cultural event planner insurance ensures milestone celebrations are secure. 

It covers:

  • General liability for guest injuries

  • Liquor liability for receptions

  • EPL coverage for staff or volunteer disputes


Get Your Party Insurance Quote Today

Share this post
Archive