# Cover My Confetti

> One-day event insurance (special event liability) with venue-ready certificates of insurance (COIs) for weddings, parties, and celebrations. Planning education for hosts, business coverage paths for event professionals, and agency lines when self-serve quoting is not the right fit.

Cover My Confetti (https://www.covermyconfetti.com) is operated by Inspire Risk Advisors LLC. Stephen Wright is a licensed insurance agent in Arizona. This site is informational: it is not a carrier and is not a substitute for reading a quote, policy, or venue contract. Host one-day event quotes run through The Event Helper. Event-professional business quotes run through Thimble. Rain insurance, surety bonds, and other commercial lines are handled by the agency. Coverage is subject to underwriting and may not be available in all states.

## Start here

- [Home](https://www.covermyconfetti.com/): One-day event insurance for weddings, parties, and celebrations
- [Get Covered](https://www.covermyconfetti.com/get-covered/): Host one-day event insurance quote (The Event Helper)
- [One-day event insurance hub](https://www.covermyconfetti.com/event-insurance/): National overview of special event liability and venue COIs
- [How one-day event insurance works](https://www.covermyconfetti.com/how-event-insurance-works/): Quote, purchase, and certificate process
- [Coverage overview](https://www.covermyconfetti.com/coverage/): What one-day liability, host liquor, and additional insured typically address
- [FAQ](https://www.covermyconfetti.com/faq/): Common host questions about one-day cost, COIs, and eligibility
- [Example host COI (PDF)](https://www.covermyconfetti.com/assets/resources/example-certificate-of-insurance-coi.pdf): Sample certificate venues expect to see

## Event types

- [Wedding insurance](https://www.covermyconfetti.com/wedding-insurance/): Ceremony, reception, venue COI, and host liquor
- [Private party insurance](https://www.covermyconfetti.com/private-party-insurance/): Reunions, showers, anniversaries, and holiday parties
- [Birthday party insurance](https://www.covermyconfetti.com/birthday-party-insurance/): Halls, private rooms, tents, and attractions
- [Corporate event insurance](https://www.covermyconfetti.com/corporate-event-insurance/): Client events, galas, fundraisers, and company parties
- [Festival and concert insurance](https://www.covermyconfetti.com/festival-concert-insurance/): Outdoor events, permits, vendors, and production
- [Sports and race event insurance](https://www.covermyconfetti.com/sports-race-event-insurance/): 5Ks, charity runs, tournaments, and participant events

## Guides

- [Guides hub](https://www.covermyconfetti.com/guides/): Host education index
- [What event insurance covers](https://www.covermyconfetti.com/guides/what-event-insurance-covers/): Injury, property damage, liquor, and exclusions
- [How much event insurance](https://www.covermyconfetti.com/guides/how-much-event-insurance/): Limits, guest count, and venue asks
- [Event insurance cost](https://www.covermyconfetti.com/guides/event-insurance-cost-calculator/): Typical premium ranges by event type
- [Event cancellation insurance](https://www.covermyconfetti.com/guides/event-cancellation-insurance/): Cancellation vs liability; not interchangeable
- [Host liquor liability](https://www.covermyconfetti.com/guides/host-liquor-liability/): When alcohol is served at a celebration
- [Additional insured and COI](https://www.covermyconfetti.com/guides/additional-insured-coi/): Naming the venue on the certificate
- [Vendor insurance requirements](https://www.covermyconfetti.com/guides/vendor-insurance-requirements/): What hosts should request from vendors
- [When venues require insurance](https://www.covermyconfetti.com/guides/when-venues-require-insurance/): Why hotels, barns, parks, and halls ask for a COI
- [How to get a quote](https://www.covermyconfetti.com/guides/how-to-get-a-quote/): Information needed before starting
- [Event insurance FAQs](https://www.covermyconfetti.com/guides/event-insurance-faqs/): Extended FAQ
- [Venue requirements and COI](https://www.covermyconfetti.com/venue-requirements-coi/): Matching the contract to the certificate

## Planning Center

- [Planning Center](https://www.covermyconfetti.com/planning-center/): Plan-and-protect hub for hosts
- [Getting started](https://www.covermyconfetti.com/planning-center/getting-started/): First decisions for a celebration
- [Venues](https://www.covermyconfetti.com/planning-center/venues/): Site selection and contract language
- [Vendors](https://www.covermyconfetti.com/planning-center/vendors/): Hiring and insurance handoffs
- [Checklists](https://www.covermyconfetti.com/planning-center/checklists/): Insurance and permit items on a timeline
- [Permits](https://www.covermyconfetti.com/planning-center/permits/): Parks, street closures, tents, alcohol, and sound
- [Insurance in the plan](https://www.covermyconfetti.com/planning-center/insurance/): Where coverage sits in the planning sequence
- [Weather and outdoor](https://www.covermyconfetti.com/planning-center/weather-outdoor/): Outdoor risk, tents, and rain plans
- [Budgets](https://www.covermyconfetti.com/planning-center/budgets/): Cost categories including insurance
- [Timelines](https://www.covermyconfetti.com/planning-center/timelines/): When to buy coverage relative to the date
- [Risk management](https://www.covermyconfetti.com/planning-center/risk-management/): Practical event-day risk notes
- [Contracts](https://www.covermyconfetti.com/planning-center/contracts/): Venue and vendor contract checkpoints
- [Resources](https://www.covermyconfetti.com/planning-center/resources/): Planning Center index of tools

## Event professionals

- [Event professionals](https://www.covermyconfetti.com/event-professionals/): Business insurance resources for vendors and planners
- [Get pro coverage](https://www.covermyconfetti.com/event-professionals/get-covered/): Event professional quote (Thimble)
- [COI guide for professionals](https://www.covermyconfetti.com/event-professionals/coi-guide/): Additional insured and venue certificate workflow
- [Free COI Manager](https://www.covermyconfetti.com/vendor-coi-management/): Track vendor certificates by event
- [Example professional COI (PDF)](https://www.covermyconfetti.com/assets/resources/example-professional-certificate-of-insurance.pdf): Sample vendor certificate
- [Event planner insurance](https://www.covermyconfetti.com/event-professionals/event-planner/): Coordinators; refer hosts to Get Covered
- [DJ and musician insurance](https://www.covermyconfetti.com/event-professionals/dj-musician/): Performers and music vendors
- [Photographer insurance](https://www.covermyconfetti.com/event-professionals/photographer/): Liability and client contracts
- [Caterer insurance](https://www.covermyconfetti.com/event-professionals/caterer/): Food service and venue asks
- [Food truck and vendor insurance](https://www.covermyconfetti.com/event-professionals/food-truck-vendor/): Mobile food and booths
- [Florist and decor insurance](https://www.covermyconfetti.com/event-professionals/florist-decor/): Installations and on-site work
- [Entertainer insurance](https://www.covermyconfetti.com/event-professionals/entertainer/): Performance and guest-interaction risk
- [Festival booth vendor](https://www.covermyconfetti.com/event-professionals/festival-booth-vendor/): Booth and festival requirements
- [Rental company insurance](https://www.covermyconfetti.com/event-professionals/rental-company/): Equipment, delivery, and venue COIs
- [Venue operator](https://www.covermyconfetti.com/event-professionals/venue-operator/): Notes for spaces that host events

## Agency coverage

- [Agency coverage](https://www.covermyconfetti.com/agency-coverage/): Business lines when online quoting is not the right fit
- [General liability](https://www.covermyconfetti.com/general-liability/): Ongoing third-party liability
- [Business owners policy](https://www.covermyconfetti.com/bop-insurance/): Liability and business property package
- [Errors and omissions](https://www.covermyconfetti.com/errors-omissions-e-o/): Professional liability for planners and advisors
- [Cyber insurance](https://www.covermyconfetti.com/cyber-insurance/): Data, payments, and incident response
- [Liquor liability](https://www.covermyconfetti.com/liquor-liability/): Businesses that sell or serve alcohol
- [Crime policy](https://www.covermyconfetti.com/crime-policy/): Employee theft, forgery, and related exposures
- [Directors and officers](https://www.covermyconfetti.com/directors-officers-d-o/): Management liability for boards
- [Employment practices liability](https://www.covermyconfetti.com/employment-practices-liability-epl/): Wrongful employment practice allegations
- [Fiduciary liability](https://www.covermyconfetti.com/fiduciary-liability/): Benefit-plan fiduciary responsibilities
- [Rain insurance](https://www.covermyconfetti.com/rain-insurance/): Weather-threshold coverage; call to quote
- [Get a rain insurance quote](https://www.covermyconfetti.com/get-rain-insurance-quote/): Rain intake path
- [Inspire Surety](https://www.inspiresurety.com/): Permit, concession, and related surety bonds (separate from event liability)

## Cities

- [Cities directory](https://www.covermyconfetti.com/cities/): Local event insurance pages with venue and permit context
- [Las Vegas event insurance](https://www.covermyconfetti.com/lasvegaseventinsurance/): City conversion page (Get Covered)
- [New York event insurance](https://www.covermyconfetti.com/newyorkeventinsurance/): City conversion page (Get Covered)
- [Los Angeles event insurance](https://www.covermyconfetti.com/losangeleseventinsurance/): City conversion page (Get Covered)
- [Miami event insurance](https://www.covermyconfetti.com/miamieventinsurance/): City conversion page (Get Covered)
- [Chicago event insurance](https://www.covermyconfetti.com/chicagoeventinsurance/): City conversion page (Get Covered)
- [Orlando event insurance](https://www.covermyconfetti.com/orlandoeventinsurance/): City conversion page (Get Covered)
- [Nashville event insurance](https://www.covermyconfetti.com/nashvilleeventinsurance/): City conversion page (Get Covered)
- [Austin event insurance](https://www.covermyconfetti.com/austineventinsurance/): City conversion page (Get Covered)

Use the cities directory for other U.S. markets. City pages quote host event liability; they are not year-round business policies.

## Optional

- [Privacy policy](https://www.covermyconfetti.com/privacy-policy/): How personal information is handled
- [Cookie policy](https://www.covermyconfetti.com/cookie-policy/): Cookies and similar technologies
- [Terms of service](https://www.covermyconfetti.com/terms-of-service/): Site terms
- [Do not sell or share](https://www.covermyconfetti.com/do-not-sell-or-share/): California privacy choice
- [Accessibility](https://www.covermyconfetti.com/accessibility/): Accessibility statement
- [Sitemap](https://www.covermyconfetti.com/sitemap.xml): Full URL inventory
- [Robots](https://www.covermyconfetti.com/robots.txt): Crawler rules; AI training is disallowed